Terms of Service
Effective Date: January 1, 2025

1. Acceptance of Terms
By using the services of Carter Business Consultants, you agree to these Terms of Service. If you do not agree, please refrain from using our services.

2. Services Provided
We offer business consulting, bookkeeping, and related financial services. Our communication may include SMS messages under A2P 10DLC compliance.

3. SMS Consent & Opt-Out
By engaging with our services, you consent to receive SMS messages from us. You can opt-out by replying "STOP" at any time. For assistance, reply "HELP" or contact us at [Insert Contact Email].

4. Payment & Billing
Fees for services will be outlined in your service agreement. Payment terms are due as specified. Late payments may incur additional charges.

5. Limitation of Liability
Carter Business Consultants is not liable for any indirect, incidental, or consequential damages arising from the use of our services.

6. Termination
We reserve the right to suspend or terminate services for non-compliance with these terms or failure to pay for services rendered.

7. Governing Law
These Terms are governed by the laws of North Carolina. Any disputes shall be resolved in the courts of Cleveland County, NC.

8. Contact Information
For any questions or concerns, please contact us at admin@carterbusinessconsultants.com.

By using our services, you acknowledge and agree to these terms.